Tips For Filing a Homeowners Insurance Claim for Roof Damage

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Filing a homeowners insurance claim
Public Adjuster near me, Chicago, Property Insurance, Insurance Claims

If you have roof damage from a storm, you may qualify to file an insurance claim. Based on your policy, homeowners insurance might cover some or all of the cost to fix your roof. Filing a homeowners insurance claim for roof damage can be a big task for homeowners. 

4 Tips For Getting The Most Out Of Your Insurance Claim 

  1. Understand Your policy

Not all homeowner insurance policies are the same. Your policy typically depends on where you live and what plan you chose. It’s important to get familiar with what your plan covers. Also, understanding your provisions, like deductible and reimbursement terms, is important. 

  1. Hire a Roofing Professional For an Inspection 

This step is key to making sure all of your damage is accounted for. A professional will be able to spot every detail on your roof, from granule loss and hail damage, to loose or curling shingles. It’s not just the exterior damage that needs to be accounted for either. Any interior damage that has resulted from exterior roof damage also needs to be added to your insurance claim. It’s important to note that not all roofers are experts in storm damage, so to get the best coverage make sure you are hiring a professional who offers storm damage services. 

  1. Get Cost Estimates

To have a better understanding of what it’s going to cost to fix your roof damage, start getting quotes from local contractors and roofers. This will give you an idea of what you need from insurance. 

  1. Hire an Insurance Adjuster

This is the most valuable tip that we can give you. It’s not ideal to get into the weeds of the insurance claims process without professional guidance. Filing a homeowners insurance claim for roof damage can often take a lot time as it involves a lot of different aspects. A Public Adjuster, or a Public Insurance Adjuster, is an expert on storm damage, as well as the recovery process, who is employed by you, the policyholder. A Public Adjuster assists you in preparing, filing and managing the payment of insurance claims regarding property loss. 

There are many benefits to hiring an Insurance Adjuster:

  • Takes the stress off of your shoulders
  • Available to help you understand complex insurance policies and answer any questions you may have
  • May be able to negotiate higher settlements
  • Saves you valuable time

Elite Adjusting Group makes filing a homeowners insurance claim for roof damage easy. We are storm damage experts so we know exactly what to look for when inspecting your roof. We specialize in assessing hail and wind damage to your home’s exterior. We are knowledgeable about every procedure, from start to finish. Not only can we help you file your insurance claim, our partner business, Elite Exteriors, can actually help you fix your roof damage. 

When the weather gets rowdy in Elmhurst, you can trust Elite Adjusting Group to help you get the claim amount you deserve for repairs. Let us help you file a homeowners insurance claim for roof damage and get your property restored today!